Let’s find out the changed loans offered . The main features of this type of financing and the categories of customers to which it is addressed. We will also see the opinions of users based on comments posted on the main forums. Finally, the contacts of the Palermo financial company for any need.
Loans: to whom they are addressed and characteristics of the loan
One form of financing that is very interesting and useful in several cases is that of the changed loans , which are offered to their clients. A condition in which unfortunately can happen to be found is that in which you want to defer the payment of a certain sum of money but do not have the necessary guarantees to obtain the desired loan. All banks and financial institutions provide in their regulations the minimum requirements necessary to have access to the desired credit. Among the guarantees that are usually required those that represent the greatest obstacle concern the customer’s income. Credit institutions are often not willing to give funding to those who do not have the ability to file a paycheck or do not receive a pension . These two are undoubtedly the best guarantees for a company that has to offer a certain sum of money on loan. Having a fixed income insured every month means that the agreed repayment installment can be deducted from that income each month.
For this reason, usually the categories of customers who do not find particular problems in receiving a personal loan, regardless of the bank to which they turn, are those of employees (often a permanent contract is required) and pensioners . The loans loaned are aimed at all those who for various reasons see their request for funding rejected . In particular, considering what has just been said, those who often find it difficult to obtain a loan are self-employed . Thanks to the changed loans you can overcome this problem and get the desired amount by choosing the repayment plan based on what are your needs. Among the customers who can obtain the desired financing thanks to the loans changed, there are also all those who do not receive a fixed income . This is the case, for example, for students and housewives , who through the presentation of alternative guarantees can obtain the amount they need to carry out their projects.
With the changed loans offered you can get an amount ranging from 2500 euros up to a maximum of 31,000 euros . As specified on the financial website, this threshold is not rigid, in fact in particular situations it is possible to have access to a loan for an even higher amount. As for the reimbursement, the duration can be chosen by the customer from 24 months up to 120 months depending on the installment he wishes to set and the expected interest rates. The main feature of this type of loan is that the repayment takes place through the payment of bills issued by the company. The expiry date within which the payment must be made is shown on each bill. A stamp is affixed to the bill, at the client’s expense, which will effectively render it an enforceable title. This means that in the event of failure to pay by the due date , the financial institution has the right to proceed with an executive act before a judge to request the attachment of assets. For this reason it is good to be careful when this type of financing is required, in particular to fix a monthly payment within our reach, to avoid difficulties in repaying and subsequent problems.