What Are the Credit Ramsa Requirements?


If you are thinking of taking out a fast loan, we recommend that you read the following article where you will find information about the family credit requirements. Do not wait to have the money you need, whether to buy a new car, invest in a project, remodel your home, take a family trip or take advantage of a business.

Today is the day for you to have that liquidity you need to make your dreams come true, stop having debts that do not allow you to sleep and live as you deserve. Ramsa is a bank of prestige and great experience nationwide and offers loans to its customers (new or old) to use the money in whatever they want.

That is why it is very important to know the family credit requirements, in order to meet them completely and for the loan to be approved in minutes. Ramsa offers you an essential tool so that you can get the financial aid that best suits your needs.

When you want to get a loan?

When you want to get a loan?

You must first use up all the alternatives in the marketIn this way the risk is minimized and the best service is hired. It is essential as a first step to pay attention to the financing requirements. It is useless to know in detail the services and products offered by banks if we cannot present the required and indispensable documentation for the approval of the application.

It is very important to have all the information in advance, so problems will be avoided and a faster loan will be obtained. Do not forget that bureaucratic procedures take a long time and there are times when we can not wait another day.

With nearly 50 years of experience in the Mexican financial market, the Ramsa bank (belonging to the Ramsa financial group) offers not only loans, but also other products such as life or unemployment insurance, money transfer services, assistance for Investors and much more.

The Ramsa credit requirements are much lower than in other banks

credit loan

And in addition this entity stands out today for its easy access , low interest costs and ease of approving loan applications to customers.

Among its ‘star’ products we can highlight personal loans and mortgage loans. In the first case they are used for those expenses that exceed our salary, such as a wedding, a 15 year party, a vacation, a car, etc. In the second, it is used to buy your own home for a term of 20 or 30 years.

The credit Ramsa requirements of course vary depending on the type of loan requested. In this way the personal or “Credinero Ramsa” as they are known in the bank, are aimed at Mexican employees (or foreigners with legal residence in the country) who can demonstrate income of at least $ 5000 per month. You can request between $ 5000 and $ 250,000 to pay in a maximum of 36 months (3 years). The benefits are the most prominent in the market.

The requirements are quite low

credit loan

Present proof of income for the last three months, carry proof of the current address and have a savings bank at the Ramsa bank, where the cash will be received. A loan is accessed with a monthly interest rate of around 3%, without administrative, commission or disposal costs. It is not required to present any type of guarantee.

For our part, for Ramsa mortgage loans, we must also meet certain minimum requirements (although higher than in the case of a personal loan). Financing of up to 30 years can be obtained with a monthly interest of 1.5%. It is essential to qualify for an infonavit loan.

Do not hesitate to check with the bank to know your credit and verify situation

credit loan

That you are eligible for any of these two options. To start just carry your identity document, your last payroll receipts and proof of address (electricity, telephone, property, etc). Where to go To any of the 300 branches that the Ramsa bank has in the Mexican territory. Do not miss this opportunity! It is easy to meet the family credit requirements, it’s just a matter of presenting them and enjoying the benefits.

How much money do you want? $ When will you return it? days Return Date: Loan Costs 0 Total to return All asd data is safe with SSL encryption Loan to be repaid in a minimum of 65 days and a maximum of 90 days, with a minimum APR of 188.44% and a maximum of 203.72%. Representative example for the first fast loan: $ 5,000 to be repaid in 65 days. Interest and fees: $ 704.05. Total amount to be returned: $ 5704.05; APR: 203.72%, fixed monthly: 9.7%. APR: 203.72%, fixed monthly: 9.7%.

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